The way around this is consolidating insurance policies and purchasing a larger umbrella policy.

My plan is to ask if he'll consolidate my debt in a loan on a HELOC, letting my credit recover and house hacking with family after I move out in April 2019.

Bank will need to see a consolidated Income Statement to make sure the DSCR is enough.

If that LTV's still too low, I'd give up on the HELOC option.If I were you, I would first try exhausting balance transfer options for Unsecured revolving at 0% APR, and if that fizzles out, Sofi or equivalent could lower that rate drastically on an unsecured consolidation.

Let them know what you are doing and shop for the services that will allow you to have a certain amount of administrative consolidation (such as shared logins and dashboards) while also maintaining truly separate accounts.Discussing your strategy with an expert in tax or asset protection is a good idea. 

I'm familiar with Green River, Main Street, Carrington, Equator, Goodman Dean, Clear Capital, LRES, Inside Valuation but thought there might be some name changes, consolidations or start ups. 

I'm familiar with Green River, Main Street, Carrington, Equator, Goodman Dean, Clear Capital, LRES, Inside Valuation but thought there might be some name changes, consolidations or start ups.

As of today, I only own SFH's in 3 markets, but will consolidate to 1 within the next 2 years I imagine.

We have a lot we consolidated that is CMX2.5 and 4,000 sq ft total and we're getting 5-stories, 2 stairwells and an elevator in it for a 20k sq ft building not counting basement.

This is going to be a rather long post, but I am very perplexed on what I should do with my very current/upcoming situation.Long Story Short, for all intensive purposes I am about 100K in debt6k left on car loan-$2253k left on a personal loan used to pay off a delinquent student loan-$2307.5k personal student loan-$9049K unsubsidized student loans consolidated at navient-$15029k Subsidized student loans consolidated at navient-$100I got that degree though!