In my area there are a few small regional banks that have competitive DSCR products.

I invest in Detroit as well, and it's a city full of opportunities if you take the time to understand it.A couple of quick tips: Get familiar with the neighborhoods—Detroit is very block-by-block, and the difference in property conditions or tenant quality can be drastic just a few streets apart.

@Sean Hurwitz LOT of competition for flips!

Right now, DSCR loans are very competitive with what the banks are offering without all the paperwork that comes with conventional financing. 

In current market conditions, rents have generally increased, making house hacking a viable entry strategy.

.- Strategic Location: Close to major commuter routes (I-495, US-29) and public transit (Metro).High Demand: Inventory in Silver Spring remains tight, driving competitive offers for move-in-ready properties.Diverse Market: A mix of young professionals and families ensures a broad buyer pool.

Great advice, I found that the professional photos and doing the rehab slightly above the competition really seemed to help as I had almost 0 vacancy! 

And if you do not think you will get caught, a lot of nosey neighbors will call you out on it (we did not rent a basement but we had built a shed as an outdoor dog house that was heated and air conditioned and someone called about that on us...).

I submitted an offer that must have been competitive because the seller responded via email with a counter on terms, then called my realtor and asked if I had seen it in person.

They can take time with their search and be more selective about a property’s location and condition.