Also, below is a nice little article with some broader basics. https://www.biggerpockets.com/...

Garbage is included in taxes in some municipalities and even in my broader market that varies town to town.For maintenance and capex, while tempting and easy to use a basic percentage, those things will vary quite a bit based on the property type and age as well as how much rehab you do when you first buy it.All that said, it is tougher to make deals Pencil out right now with the interest rates so high.

... if so, then all bets are off and the agent has much broader leeway.

Not doubting you, but that doesn't reflect the broader Nashville market, so I just want to make sure your home value is being accurately conveyed.These may need to be questions that you ask yourself, but I'm happy to connect if you'd like to dive deeper.   

- Ola  Yeah I think Ola has it here. 2/1s are certainly more limited in their broader appeal to renters, but they work just fine in areas with single people (with or without a roommate) or a couple with no kids.

You'd be doing the same thing but with a much broader pool of end users of any age.

You could also do a specialized Builder's Risk type policy - depending on what you need, that may be better / broader coverage, as it could include coverage for soft costs, property off-site, etc. 

That's a good point, and I think it gets to the broader point of the purpose of the PPM.

I understand broader trends indicate a cool-down, but according to the number this remains a solid market. 

It helped act as a stabilizer for the broader economy as well as businesses by incentivizing employers to keep their staff employed by offering them a tax credit for doing so.