Hey Ron, I sent you a DM with contact info for my wife, who does CAD for GCs and interior design agencies specifically in the K&B space. 

I like targeting what I would call secondary or tertiary markets, because the lack of supply and the lower competition.

Its hard to pick an area as all areas have different pros and cons, for example some are heavy cashflow positive but lack appreciation.

Multifamily is the only CRE asset class where the government actively subsidizes the cost of capital via "the agencies" (Freddie / Fannie / HUD). 

Lack of leveragability.

it is in Massachusetts so appreciation is there but cashflow has always been lacking. 

By signing below, applicant(s) give permission to (1) current and former employers to release any information about applicants’ employment history and income history to the above named person;(2) current and former landlords to release any information about applicants’ rental history to the above named person; (3) current and former mortgage lenders on property that applicants’ own or have owned to release any information about mortgage payment history to the above named person; (4) bank, savings and loan, or credit union to provide a verification of funds that applicants’ have on deposit to the above named person, and (5) to the above named person to obtain a copy of applicants’ consumer report (credit report) from any consumer reporting agency and to obtain criminal background information about applicants.

HUD-1 settlement statement was a standard form used by Housing and Urban Development agency. 

Scenario:A lender had limited communication with the borrower throughout the loan term, resulting in misunderstandings and lack of alignment on project goals and expectations.Mistake:Miscommunication led to issues that could have been addressed early on, contributing to project delays and difficulties in loan repayment.Lesson Learned:Maintain open and regular communication with borrowers.

What the national paid checks run by credit agencies are really good for is credit histories.