I could pull a heloc on my existing primary home (in Florida) to purchase the land and use towards the build along with cash (50/50).

As for HELOC's being "bad debt", I just don't agree with you on that.

Hi group I’m looking for lenders that have programs for heloc on investments properties I’m in lake county IL right now I believe is better to do a heloc or 2nd loan because if I do cash out refi I be loosing cash flow or any advise 

For example I used a HELOC on my first house hack to buy the second house hack.

I have about 175k in equity in one of my Charlotte properties that I would like to tap into that via HELOC or cash-out refi.

Down payment, hard money, dscr loans, helocs. 

Are there any Heloc/commerical line of credit options that don't require verification of funds?

~Andrew    Hey Andrew, You can do a HELOC on an investment property, however you may be capped at 70% CLTV and may need to draw $100k to meet the minimum loan amount.

. $140 equity in our primary residence that we’d be open to getting a HELOC on (would love feedback on if people recommend this or not).Given our limited available resources for down payment, high home prices, and higher interest rates, is now a bad time for first time investors to enter the market?

Keep the property and 3.5% rate lock, and refinance out the capital using a HELOC or other item.