The last sentence of her rant after throwing you and your company under the bus, she mentioned "The Ladies in the office are Awesome".

Again, no way of knowing if the reader understands you (This also can be interpreted as being lazy).It is not okay to start a sentence with an acronym.A few acronyms in our real estate industry:   CMBS-Commercial mortgage-backed securities   FDIC-Federal deposit insurance corporation    NOI-Net operating income    DSCR-Debt service coverage ratio    HELOC-Home equity line of credit I would love to hear some new acronyms unfamiliar to me.

@Gabriel RasconThere are many CPA's on this messageboard who specialize in real estate taxation - You may want to consider speaking with a couple to see if any are a great fit for you.I am confused on your first sentence - you have 2 different CPA's who are preparing your tax docs?

You answered your own question in your last sentence: "I know that if I can provide excellent customer service and a great relationship they will be more inclined to stay".

For the purposes of this Chapter, a petty misdemeanor cannot be grounds for a denial;Any misdemeanor, gross misdemeanor or felony conviction stemming from the following traffic offenses: reckless driving, driving without a license, driving with a suspended or revoked license, and DUI that did not result in additional charges for injury to a person;Any conviction for misdemeanor or gross misdemeanor offenses for i.j.which the dates of sentencing are older than three (3) years;Except as indicated in paragraph (j) below, any criminal conviction for felony offenses for which the dates of sentencing are older than seven (7) years; however, a landlord may deny an applicant who has been convicted of the illegal manufacture or distribution of a controlled substance as defined in section 102 of the Controlled Substances Act (21 U.S.C. 802), or for those same offenses that mandate denial of tenancy in federally assisted housing subject to federal regulations, including but not limited to when any member of the household is subject to a lifetime sex offender registration requirement under a state sex offender registration program.Any criminal conviction for the following felony offenses for which the dates of sentencing are older than ten (10) years: first-degree assault (Minnesota Statutes section 609.221), first-degree arson (Minnesota Statutes section 609.561), or aggravated robbery (Minnesota Statutes section 609.245), first- degree murder (Minnesota Statutes section 609.185), second-degree murder (Minnesota Statutes section 609.19), third-degree murder (Minnesota Statutes 609.195), first-degree manslaughter (Minnesota Statutes 609.20, subds. 1, 2, and 5), kidnapping (Minnesota Statutes section 609.25, subd. 2(2)), or first-degree criminal sexual conduct (Minnesota Statutes section 609.342, subds. 1(b) and (g)). (2) Credit history.(3) Rental history. a.

A good example would be the article that sticks out to you after reading the previous sentence, even if it was written years ago.

Reading all the other sentences.

@Joe VilleneuveThe explanation is in the sentence you quoted.

There's always a gotcha.In that example you are responding to, it's an ARM.In other cases, "no closing costs" will have something like "...paid out of pocket" as the next sentence, meaning they are just rolling the closing costs into your loan balance.In other cases, it's a bumped rate.

The first sentence of your reply, which is your answer to his question, does not differentiate between rentals and flips.