Consult a Mortgage Broker: Working with a broker who specializes in investment properties can help you find the best financing options and streamline the process.By being well-prepared and informed, you can improve your chances of securing financing for your vacation rental investment.

It just starting to feel like its impossible to get less than 100k in lending no matter how secure the deal is

This creates a win-win situation.As for your equity partner question, the key is to present the deal in a way that highlights the security and long-term benefits for them.

Subject-to can have more risk if the buyer defaults or doesn't make payments, whereas a wrap provides a bit more security for the seller.

Real estate investing can be a great idea for several reasons:Potential for Appreciation: Over time, properties often increase in value, allowing investors to build wealth through appreciation.Passive Income: Rental properties can provide a steady stream of passive income, helping to cover expenses and generate cash flow.Tax Benefits: Real estate investors may benefit from various tax deductions, such as mortgage interest, property taxes, and depreciation.Inflation Hedge: Real estate tends to keep pace with or outpace inflation, making it a good hedge against rising costs.Leverage Opportunities: Investors can use financing to purchase properties, allowing them to control larger assets with less capital upfront.Portfolio Diversification: Real estate adds diversification to an investment portfolio, potentially reducing overall risk.Tangible Asset: Unlike stocks or bonds, real estate is a physical asset that you can see and manage, providing a sense of security.Control Over Investment: Investors can influence property value and income through renovations, management decisions, and property improvements.Building Equity: As you pay down a mortgage, you build equity in the property, which can be accessed later through refinancing or selling.Community Impact: Investing in real estate can contribute to community development and improvement, positively impacting neighborhoods.These factors make real estate investing an appealing option for many people looking to grow their wealth and secure their financial future.It really comes down to investing in a growing market, in a good neighborhood & building a great team to support you.

Do you think Corvette dealers go home and cry every night because they can't sell their $80,000 car to a retiree on social security?

I’m eager to learn from all of you and grow my knowledge in real estate investing.My aim is to connect with others and generate additional income while working my 9-5, ultimately securing financial comfort and stability.

But coming up with a couple of months security plus the rent is a steep climb for many people. 

Then of course there's the IRS this is a exert directly from the site: Federal law requires U.S. citizens and resident aliens to report any worldwide income, including income from foreign trusts and foreign bank and securities accounts.

How are landlords in SF handling the security deposit law that requires them to pay interest to residents on their deposits?