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24 August 2024 | 5 replies
What's the lowest credit score you will allow?
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24 August 2024 | 6 replies
She has a 780 credit score, makes 4x the rent, and everything looks perfect.
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23 August 2024 | 29 replies
My best tenants have credit scores in the 500’s so I don’t go by that.
22 August 2024 | 1 reply
Rates are moving down and depending on Rate buydown, credit scores, and down payment it could be higher cash flow.
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22 August 2024 | 6 replies
Your best bet is definitely going to be a small credit union or regional bank in that area.
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26 August 2024 | 24 replies
Example, every 20 points on your credit score is a jump in pricing and every 10% LTV is a big jump in pricing too.
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23 August 2024 | 9 replies
Local lenders, agency brokers, credit unions, etc.
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21 August 2024 | 18 replies
Just a ton of beginner questions and would love to chat with someone about it if anyone is in the Morris County/Union county area!
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19 August 2024 | 7 replies
A heloc is an open end debt that hurts your DTI and can decrease fico scores.
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21 August 2024 | 1 reply
A lot of DSCR lenders are technically POF lenders as they only qualify on 4 things: 1) valid driver's license 2) FICO score 3) rent is more than the PITI of the proposed property and 4) proof of funds for the down payment and closing costs and reserves.