Although honestly I bet 50% of agents have never even hesrd the term. 

I’m not saying partnerships aren’t good - but if you didn’t want to rely on someone else, I bet we could figure something out! 

DSCR would be your best bet but again 25% down and a DSCR of 1.25% minimum.Do yourself a favor and do not let just any Lender/loan officer pull your credit just so they can take an application and have a possible deal.

. :-)I would bet that rates will start to ease come spring of '24.

Results to be seen as this was only a month or so ago but I've already noticed an uptick in domain and page authority on my home page and for better or worse I feel confident I'm in good hands with these guys.In fact, FWIW, as far as what is out there for REI SEO services I think these guys are the best bet.

Here is what I proposed:Setup fees : Administration Setup:One Time Fee: $400Guidebook: Using professional photos give the guests a professional tour of the house and how the home works (Wifi passwords // How to use grill // How to use propane fireplace // Hot tub instructions // Sauna instructions //Check in and check out instructions //where extras may be storedOTA (Online Travel Agency) setups: taking professional photos and actively updating your listing on popular platforms;PMS (Property Management System) Setup Smart Pricing Set upWebsite integrationOther (furniture arrangement / design / décor shopping and set up) $50 per hour· Placement fees · Marketing Cost: Variable depending on needs/wants for marketingFacebook AdsGoogle Ads Cleaners: Set up procedures/take pics of expectations· Management fee—30%Guest communicationCleaner communicationSetting Rental rateDealing with small maintenance issuesBooking CoordinationSmart Lock integrationKeeping supplies stocked (TP, paper towel, all cleaning products, coffee, filters, creamer, sugars, teas,)(Receipts would be submitted on a monthly basis for either reimbursement or book keeping purposes)Encouraging guests to leave good reviews by periodically checking in, providing a review template, and ensuring guests receive the amenities they are looking forContinued marketingMajor Maintenance fees—OwnerCleaning and laundry services fees: Cleaning fee to the guest depending on how cleaner wants to charge

Your best bet is likely going to be trying to figure out some sort of seller-financing, or bring on a partner to the deal that can supply the additional cash. 

They can guide you and give advice  on what they see is popular or "up and coming"...often, they hear of properties that are going to go on the market before they hit the market (some "for sale by owners").Keep learning at BP, keep asking questions, read the BP books.

With $20k your best bet is to house hack a duplex in one of those areas.

(Wyoming and Nevada, are popular for this)This still doesn't solve your "privacy issue" though, that would generally be done by holding title in a real estate privacy trust.