:@Bosko MijatovicWhy does mel have a poor credit score He had to pull numerous loans to stay afloat 3-4 years ago.

I am between, getting into a house this year just to start and get my feet wet.

But I can only study so much and at some point I need to get my feet wet.

It's always the best way, through all my years of business, not just in REI but through my other companies, that is how I always learned, by getting my feet wet!

This is the same city that has been in the news for having deadly mold in their police and fire stations and city hall is falling down with numerous stories about how the building is partially condemned.

He has done numerous things incorrectly and the workmanship is awful.

I just wanted to get my feet wet in REI!

@Kris Benson, You're looking for a "watering hole of the Serengetti" - you know the few  watering holes in the African plain that stay wet during the dry season. 

I am itchy to get my feet wet but do not want my first to be a mistake. 

There are numerous ways to find them, you just need to find a couple you're willing to try.Good luck.