For my partner and I, it’s a question of effort vs return.  

@Charles Kao I believe he means attorney & Title Services that are familiar with non traditional or creative Transfers or Sales of property that don't include Banks.

STR insurance provides broader coverage, including liability, property damage (even non-guest-related), and gaps Aircover might not cover.For damages caused by guests, document everything (photos, receipts, estimates) and file a claim through Airbnb.

Is your highest priority immediate cash flow or would you rather have an investment that may give you a greater return but it may take a couple of years?

When you say "we," are you speaking about your business or your personal tax returns, or does your business flow into your personal returns because you file as a sole proprietor?  

I believe that you don't get returns (failed to deliver) with bulk mailers so you don't know which addresses are bad.That's the simple stuff.My advice is to do various mailings that you or some prepares locally, that go out immediately, using 1st class postage.

We did 20% down and were upwards of 15% COC return.

Getting a loan to payoff another loan with a lower interest rate doesn't make any sense. we do private lending and can get double digits returns consistently.

We are getting a terrible return on our equity but I guess that happens when you are hovering around a 50% global LTV. 

whats traditionally referred to as "DSCR" loans are not going to be eligible in non-state territories unfortunately