Invest your money in a better deal. 

My markup is always lower than the original lender's because I don't spend money advertising during the Super Bowl, my president doesn't have a corporate jet, and we don't have layers of management we need to pay.

I would not use our money for the next project.

Apply for a dimensional variance on the vacant lot to allow a smaller lot and/or setback so it can be built upon.Your best first steps are to sketch a plan, possibly with an engineer's help, then contact the zoning department to discuss your idea with them to get informal feedback on your liklihood of success before you spend a lot of money.

By purchasing this property, I now have very little money, but I still want to invest.

However, a good real estate accountant is worth what you pay them because they will save you time and money. 

So you better find something that cash flows or you’d be better off putting the money in a bank CD. 

And I will always be against delaying the receipt of money.

Additionally, considering the time value of money is crucial, as deferred gains and tax efficiencies may improve long-term returns despite upfront losses being largely on paper.

Hey, I’m looking to connect and network with private individuals who lend money on real estate deals.