JD I used to have that line of thinking but parcels can and do get landlocked quite often thats why title insurance is so critical when buying land and insuring your access.. suits for prescriptive right a ways are expensive and time consuming..

All of the credit bureaus prohibit the use of consumer reports or information for rental transactions. 8.

My work is so time consuming I'll probably hit up a couple meetups in my area and really keep my radar up of there is indeed something or some niche here.

After licensing and usury, consumer purpose and business purpose, under which owner occupancy falls, are probably the most misunderstood topics in private lending.

I am moving to Oahu with my girlfriend and we want to take this opportunity to transition from renters to homeowners and from consumers to investors where through house hacking we would end each month cashflow positive.

Most of our business is non-203K renovation loans...both for consumers to occupy and for investors. 

STR is either a) too time consuming to run yourself or b) you lose too much $$ for a PM company.I'd just sell and dump the money into REITs or whatever your Financial Advisor says is good.Good for you for helping them out!

Right now my qualifications are basically - read some books by really smart ppl, joined Bigger Pockets, and have enough capital to buy something modest for maybe $500k… I don’t have a process yet.

I bought it for $170K and 2.5 years later its worth $185K.Is it better to keep the rental (as part of my retirement planning) as a long- term investment or should I sell, pay off all consumer debt ($67K) and put the left over cash in IRA, 401K, HYSA?

@Partap A.The primary law that governs how institutions can use or share personal information about consumers is the Gramm-Leach-Bliley Act of 1999.