@Loren Souers I take it "OMNI" is a local credit union?

These are being issued by local "nonprofits" who are mass emailing landlords pretending to be section 8 tenants.

I am a local Realtor in Indianapolis, IN (which is landlord friendly) and I'm happy to answer any questions you may have!

You can also check out local Facebook pages in the markets you are looking in.

Networking with local real estate investor groups can also help identify lenders active in your area.

probably a wholesale company.. get a second opinion from a local RE agent so you dont get hosed. 

I have called my local credit unions and I can't borrow against the house because It has already been gutted and is deemed uninhabitable.

Also Cocktails and Real Estate at Patriots place.BP does have a local meetup section which usually has good local options.

From experience, I’d recommend getting pre-approved, improving your debt-to-income ratio if needed, and researching local assistance programs.

That said, here are the actuals:Unit count: 13 offices (sizes range from 165sqft to 2,800 sqft - it's a local mom & pop type commercial building in an A-/ B+ town that's growing) Gross Rent: $20,801Expense Ratio: 50.7%NOI: $9,736 (year 1, after vacancy) ---Cash Flow: $2,536 / moCap Rate: 6.5%