(For context, it's a 2700 sf 4 bd 3 bath house in an upscale Northern California suburb.)Kitchen A: Traditional, features a 48 in fridge, 36 in cooktop, window sink (no view), pantry.Kitchen B: Designer, features a 60 in fridge, 48 in range, large kitchen window (no view), sink facing living/dining room; unfortunately no pantryKitchen C: A Little Bit of Both, features a 48 in fridge, 48 in range, sink facing living/dining room, pantry, unfortunately there's no window.Total countertop space is roughly the same (22 ft)  in all three layouts.

I have lived in the US for about 10 years. 

If you have other money besides the 20K then this is a different story Already living in a house I bought before Covid.

You could bring less down and possibly have a lower interest rate since you will be living there.

"previous" owners have to make payments while they live in the house.

Ideas for some of the paragraphs: - Future Setting: where you live, what you see from your front porch or backyard, what your kitchen/gym look like. - Family: Kids? 

I'm looking to make this part of the retirement stream of income rather than an effort to accumulate multiple properties.

Hi All, I have an investment property in NJ that was my second home when I lived in PA.

I live right in Glastonbury and I serve the greater Hartford area.

I live in Nashville, TN.