I went owner occupied either conventional or FHA.  3-5% down at the time you only had to live there 1 year and then you can move out or move on. 

House Hacking Strategy: Living in one unit while renting out the other(s) is a smart way to offset your mortgage.

Right now I'm living in Baltimore, still working 9-5 W-2.

I plan on living in one side and renting the other side out. 

The lender does not live in the home and the agreement states that they be listed as loss payee.

I specialize in STR & Co-living concepts, which I recommend for the highest rental income potential! 

Built in 1905, this property features a total of 2,832 square feet of living space, divided into two units.

Starting with a small multifamily property is a fantastic idea—it gives you a chance to live in one unit while renting out the others, which can help offset your mortgage and build equity faster.

I used to live in the lower mainland but invested where the numbers work like Vancouver Island or Northern BC.

However, I live close-by (30 minute drive), recently retired from my day-job, and if the loan is not too large, I might be willing to do a deal just to learn a bit more about another side of RE.