The higher the loan value the more they are willing to leave you out of the deficiency equation (their justification for this at this level is that the property mostly qualifies the loan--not you).

Eventually, you'll have to have a package you send to the bank that includes the contract, the hardship letter (letter written by the owners that describes their horrible situation and why they aren't going to be able to make any more payments), their bank statments, some justification for the price you're offering, and probably other documents.

I would ask for justification on numbers that seem out of line.

Seller financing is pretty straight forward, it can be complicated but it should be well structured, with conventional justifications, terms and underwriting.

But all in all, it really does not matter to me if it's listed or not, it's just if it is really for sale or is it hope to be sold?

Ask for justification/documentation for the charge before paying it.

If you lease has terms concerning such matters and you actually have proof or believable testimony from creditable sources you may have a justification to terminate.

So I think I can afford to pay all the minor costs...What a HUGE difference in potential fee's.Basically, I was looking for justification in my opinion.

The piece has to obviously be reasonable, make some justification and be less then buyer's part.

Just if anybody give advise or suggestions.