As a real estate agent and seasoned short-term rental (STR) host with over seven years of experience, I've seen the STR market evolve, especially post-2021, where competition is at an all-time high.

We even have a package of spaghetti and sauce ready to make just in case the guests need a quick, easy meal if they get in late.I guess the bottom line is that you always need to be improving to stay competitive these days.

My goal is to support your growth as an investor by offering competitive terms and a streamlined process so you can focus on what you do best—making smart real estate investments.If you have a project in mind or just want to discuss your options, feel free to reach out.

That doesn't turn around overnight, it takes years to rebuild.Given the less competition and the lower appetite for risk the remaining carriers have, I think we're going to continue to see some big premium increases for the next few years, especially for those people with claims on their records.

Use the STR calculator here on BP to see if it a lucrative market or over saturated and too competitive to make it without using a bigger platform to host it. 

I'm fully aware of the intense competition, but after visiting several areas, I still believe the Midwest is worth the risk.

I strongly prefer as little competition as humanly possible. 

Our partner, Jamari Spruell, identified the property as an off-market opportunity, allowing us to avoid competition and secure a favorable price.

With that kind of fico score, you would be able to secure a rate that is competitive if not beating conventional investment property mortgage rates.

You might start by networking on BiggerPockets and LinkedIn to find top-rated agents who specialize in multi-family properties.FinancingSecuring financing before identifying a property can give you a competitive edge, especially in fast-moving markets.