@Caleigh McDonough age old question.How long will it take you to save the extra funds vs how much the property may increase in price over that time?

I have been starting to struggle with managing only half of my units. 

And they had taken the kitchen cabinets apart and burned them in the fireplace for heat.....I salvaged some and painted over the burn marks, didn't look half bad....ya can't make it up, right?

A lot of them charge much higher and include extra "material" but if my experience tells m anything, you won't need that. 

I've reached out to lenders here on Bigger Pockets- but their rates & terms seem high (DSCR or just not good terms)- I qualify for a conventional loan, but my DTI is almost maxed so why pay an extra 2-3% DSCR when I don't have too. 

Like if you want "property management" as part of your software its extra. 

If the note holder purchased the note at a discount he can accelerate his profits and increase his ROI by offering the borrower an incentive to pay off the note early, or to make e extra payments.  

What is a storm rips through and trashes the roof, BUT the condo project does not have enough insurance coverage to fix it, the value of the all the units in the project just went down. or, even if they are able to fix it but  the coverage premium doubles so the HOA has to double the monthly HOA dues but half the complex can not afford it? 

Always budget for extra for rehab.

However, they charge extra for things like the Statement of Information (SOI), which costs $75, and the BOI report, which costs $90.