I don't even agree that people should get help because they sign an ARM, then the rate increases.

More likely, they had a 2% teaser and a pay option ARM.

I have been playing around with numbers and have gotten offers of 6.625% on a 5/5 ARM.

Remember 5 year arms?

You then made the choice to use the LOC IO with a ARM?

I do think every responsible citizen owes it to their neighbors to be armed and ready the way the framers of the Constitution intended.

Do we have enough armed forces left to invade anyone else?

If you could it would cost an arm and a leg to prove it was them.

The twelve regional Federal Reserve Banks, which were established by Congress as the operating arms of the nation's central banking system, are organized much like private corporations--possibly leading to some confusion about "ownership."

Explicitly state that the contract IS assignable.