I’ve got my own stories to add to the others on here, stories of being burned by people who said they knew how to do stuff, but then turned out to be either substance-abusing con artists or they just did as much as they felt like doing and then disappeared, leaving the job half done.

But to some extent I agree with you, if one is running a business then these things need to have clear budget/requirements otherwise the risk of abuse is extremely high.

Home Warranty companies are essentially selling you insurance and they have an incentive to deny claims. 

Anyone have tile roofing in Florida that insurance denied damage on or only paid for a REPAIR?

If it is not and misrepresented or information accidentally omitted then the carrier can deny claims, adjust the policy premium for increased risk, or terminate the policy all together.    

HE said fist to try it under warranty  with Alside  They denied it based on third owner. 

Hopefully some other H-town flippers will confirm/deny this.Talk to Fast Track Remodeling. 

., he doesn't do a good job, he's slow, the market turns and he goes out of business, he moves out of town, he gets hit by a bus, etc. 

She said she had been denied a reverse mortgage!

So now we are going back and forth to figure out what to do because the lender is afraid the UW will deny closing for not having the exact payoff amount.