The seller doesn’t need to know that the underwriters may give you more of a hassle than other buyers.Or do you have lines of credit or a private lender so you can make a “cash” offer then try to get the financing through before close or at worst just do a cash out refi after close?

Generally, the properties that benefit the most from a cost segregation study are properties that are remodeled, expanded, purchased or constructed after 1987, the year in which the Investment Tax Credit was enacted.

Your best bet for that size will be local banks and credit unions, good luck.

I went to my local credit union, Wells Fargo, and United Bank and each one turned me down after "checking with legal."  

As mentioned seller credits are the best path as title insurance and taxes are pretty much fixed.

Did they issue a refund that aunt hasn’t shown up on your card yet?

Hi Nate - It'd be worth asking the lender for a detailed breakdown of closing costs for this program, as well as an estimate of the interest rate you'd get with today's rates (they'll probably need to pull your credit to do this).

Hi Shakti, As a lender we do work with US-visa holders as long as they have an established credit score in the US.

I have been battling with the credit bureaus for 15 years between 2 divorces, and multiple incidents of identity theft (the untold effect of military service).

Perhaps as a syndication or credit fund?