We offer sellers 2 options generally.Option A - Traditional Package.

I want to purchase my primary home there with creative financing options, because like all of us I want to set more favorable terms than the traditional lenders can set.

Start building a list of local  lenders (private and traditional)  contractors, handymen, realtors, wholesalers,  syndicators,..... 

Traditional mortgage with cash invested from selling a few properties out of state.

It's ok to bypass scalable appreciation in your town in favor of a property in good shape or that you can put in good shape that will consistently cash flow with decent to quality tenants.

This book offers a non-traditional approach to a mindset shift that is conducive to producing massive results.The Richest Man in Babylon also isn't real estate specific but reading this book multiple times on your climb up the financial ladder yields different perspectives.

With 9 properties, 4 paid and 5 financed, you could clear a bunch of cash flow, pay for rent in SFo area or almost and if you buy something in SFO, you could do the home buyer jumbo loan thing and pay the mortgage with the passive income your tenants give you each month.Keep in mind that a 12plex is a commercial real estate property that does not apply for traditional residential financing and the only way to increase value is by improving the rent roll.

The traditional ROI S&P500 for that amount of money would be fairly similar after accounting for everything.

These may be a better option as they are built for real estate so they are less generic than your traditional project management software like Monday.com 

I was thought to use a letter of intent letter to obtain the house.Is this all you have to do and that bypasses the purchase agreement or do you need both?