My recommendation is to see if you can work for a company in real estate or wholesaling that way you get training and education while getting paid 

I will say that it was the one of the best experiences I had as a newer Real Estate Investor or even someone that’s just looking to learn more about Real Estate strategies.

The way we live, work, and travel is evolving, and big brands are taking notice.

Are there particular types of properties or investment scenarios where private lending works best?

Are there any potential flaws in the way we are setting this up?

If it's something you want long-term it may be best to get the real deal but it's been cost effective for me to offer without the big commitment. 

Tomorrow, we’re getting into demo prep—pulling fixtures, clearing the site, and making way for the fun stuff.

Option 1: Lower Down, Higher Rate (10-15 Year Term)For the Seller: Steady cash flow, better return than banks/CDs, avoids capital gains hit all at once.For You (Buyer): Lower upfront cash, keeps more liquidity for operations, long-term financing stability.Offer Price: $2.2M (Full Asking Price)Down Payment: $220,000 (10%)Loan Amount: $1,980,000Interest Rate: 8% FixedAmortization: 25 YearsTerm: 10-15 Years (Negotiable)Monthly Payment: ~$14,846 (P&I on 25-year am.)Why It Works for the Seller:They get a consistent $14,846/month income instead of a lump sum that could trigger taxes.8% return is way better than typical bank investments.Avoids broker fees (~$100K savings).No property management headaches—just collects checks.

As a medium-term rental, you'd be in better position to be connected with Insurance Company that way.  

Way too many moving parts to predict it and the bull is in the China shop right now breaking things.