This is where the power of leverage comes into play.

So you have 25k to play with right now, not 40k.

I guess I always played it safe because of the security blanket it offered me.

EvanThankfully I am 100% up to speed and educated now from learning from this person.I cannot believe how lucky I must have been over the past few years with my investments- its like literally flipping a coin 600+ times and was able to call the right one 95%+ of the time - I am just THAT lucky - I may go play mega millions. 

Do not renew and then rent it back to her and the housing authority will then pay you more Makes logical sense right haha   

I have truly realized how realtors play an invaluable piece of this puzzle I am trying to put together. 

"Right to Rely on Instructions; Exceptions.Qualified Intermediary may act in reliance upon any instruction, instrument or signature it reasonably believes to be genuine from Exchanger, its officers, attorneys and other representatives, and Qualified Intermediary may assume that the person giving the instruction, instrument or signature is authorized to do so.

What role does being named "Additional Insured" play within the context of a Lender?

And on top of that, I’d be paying rent or a mortgage somewhere else.I understand real estate is a long-term investment and that appreciation and equity plays a role, but losing money month after month, even post-move-out, is hard to justify.

If she wants to play in small claims court and waste everyone's time you can't stop her.