You can always use a "no agency" document if you want but saying you can provide cash deal to save them on agent costs or say you will buy as is so no need to clean or do minor fixes etc etc are all valid reasons to sell below market value.

On a 15 year versus the 30 year it's a no brainer to get the 30 year loan.

. -- who have extra cash sitting around (perhaps in retirement funds) and are willing to invest in YOU, as well as the deal.Find these people and ask them if they'd be willing to invest in a no money down deal.

But what the heck, you never know... you might find a great bargain and figure out how you are going to manage it.And the wife just rolls her eyes and sighs, knowing that a "would you give it a rest" will only generate a "no."

It never hurts to ask, the worst thing is you hear a No.

Or are you aware of grant product which could be used to make this a no money down purchase?

Can anyone tell me more about getting a no seasoning HELOC or home equity loan.

Can I view depreciation write offs as a no intrest, no risk loan against my future appreciation realized at the sale of the property because of depreciation recapture?

We basically are able to offer a No Money Down deal by selling properties with a private note and mortgage at a purchase price based on 65% of the current appraised value.

But absolutely no money down would be a no, unless you talked the seller into paying all the closing costs also.Attorney fees; title check; title insurance; taxes; in my area the total closing costs usually run about 2%.