I think their general stance is going to be to go with whichever comparable property has the greatest degree of similarity in terms of (probably, in this order): location, age built, quality of construction/current condition, and square footage.

:) )4) Do you heat/ air condition the common area?

.$178  -  TCL 43” Class Q5 4K UHD  Roku TV - https://www.walmart.com/ip/43-HDR-QLED/7655563299$5.00  -  Sertapedic Dreamloft Bed Pillow, Standard Size (20"x26") - https://www.walmart.com/ip/seort/5493381861$228  -  TCL 65” Class S4 4K UHD HDR LED Roku TV - https://www.walmart.com/ip/seort/5830084914$50  -  Gourmia 6-Slice Digital Toaster Oven Air Fryer - https://www.walmart.com/ip/GOURMIA-6SL-TO-W-PRO/5650052853$178  - Hisense 55" Class R6 Series 4K UHD Roku TV - https://www.walmart.com/ip/The-Hisense-Roku-TV-R6-Series-pac...$50  - Gourmia All-in-One 14-Quart Air Fryer - https://www.walmart.com/ip/GOURMIA-14QT-AIR-FRY/5466948866$25  - Crock-Pot 7 Quart Oval Manual Slow Cooker - https://www.amazon.com/gp/product/B003OAJGJOOk, so as you can see, the algorithm grabbed up a bunch of Walmart deals this time around.

I think the problem here is your lumping ALL syndicators, regardless of operational time and quality, into 1 big generalization. 

The allowed rent amount should be pegged to market rent, so it would only be way off if your unit is a way different quality or neighborhood compared to average. 

I really am a fan of RISD because it is high quality across DFW in general even relative to the big names in Collin county.

asc_refurl=https%253A%2...I don't really have an opinion on this but it appears to be good quality for simple storage in a bedroom.

@Ryan LudwickWelcome to the community and be ready for a huge amount of information at your finger tips.

I had to call about 200 lenders (no exaggeration) to learn of 4 lenders who did this and I have some tips.

But I also sometimes think owning only 1 property in LA would be less stressful and a more reasonable mortgage payment would improve my quality of life.