@Keegan DarbyIs your rate adjustable?

Specifically:How are you planning to adjust your renovation and selling processes to comply with these new disclosure requirements?

It's like the head gasket on a car engine, the part is cheap, but the labor to disassemble everything and re-assemble is intensive. 

Since we do deals all over Florida, we're constantly adjusting based on supply and demand per county, but overall, demand in Florida remains strong.I agree with you.

The combination is that high LTV financed RE is not only at an all time high but in terms of inflation adjusted cost is at greater than 40 year high.  

**Time and Effort**: The buy and hold strategy is less time-intensive, allowing me to focus on managing and optimizing rental income rather than undertaking extensive renovations and refinancing processes.That being said, I am interested in trying the BRRRR method in the future.At the time of purchase, I lacked the skills and knowledge necessary to attempt the BRRRR method without exposing myself to risks I was not prepared for.Hope that answered your questions.

The only way we can support that is to adjust the selling price to compensate to some degree - spreadsheets are great in seeing what is needed to make us and them happy.Hope this helps .  . 

The market had adjusted accordingly but then over adjusted with over building.

Also, I can adjust my calendar and pricing, arrange cleaning, teams and task.

So as soon as i realized this ismt gonna happen i make some adjustments.