The lender from the credit union said that wasn't the case and they could get me into a HELOC in 3 weeks OR I could do a cash out refi (they have a special right now where they're waving closing costs until the end of the month). 

Hey Everyone,I've been doing some research on expense tracking applications such as Mint, Expensify, Shoeboxed, Wave, etc. and have found that all their products are very similar with only slight differences.

However, when people come in and borrow my team, we move at a fast pace and make waves. 

Your best deals will come in waves as the market dictates - not as you save a certain amount and reluctantly raise your hand.Cash has a place no doubt.

Accounting could be your choice of Wave, Quickbooks, etc, whatever feels right for the kind of tracking and reporting you're looking for.We like the flexibility of breaking out tasks into different platforms...some may disagree (it can be a complicated tech stack) but for us it allows us to pivot products when we need a better fit or specific feature.

I really like the idea of waving late fees if they sign up for auto pay, I may have to try that one.

In Chicago you really have to watch for city planning and catch the gentrification wave to make equity out of nothing.

It's like they planned this 20 years ago with the thought of the Demogrphics of the Baby Boomers retirement Wave that is happening and Everybody is going to want to move to the warm Southern States.

Hotel Lincoln: a hotel that reflects the community provides an authentic experience.When we developed Hotel Lincoln in the Old Town neighborhood, we disrupted the entire hotel industry in Chicago, kicking off a wave of neighborhood boutique hotels no one thought possible previously.

OK, well reducing noise means blocking, canceling, or attenuating sound waves.