I have the money to buy now but I would rather do creative financing and use as little money as possible out of my own pocket. looking to start with BRRR method but maybe should start with a wholesale first to fund that?

I’m hoping it will get me a better interest rate and payment so my rents can cover the mortgage.I will be reaching out to you guys to see what my best options are.Pretty cool to have this community to help figure out problems  It depends on what you are trying to accomplish.

Others have gone into great length and I can say that I agree with the positive comments, especially from an OG Bigger Pockets great, @Jay Hinrichs.

I am looking into my STR options but from what I have learned this is a overflowing market in the area and the vacancy's are increasing so I may look into mid term and long term only.

Hello Derick, If you have not already done this, I suggest the Build Your Investing Team> menu/link at the top left of the page on Bigger Pockets and go through the process of building a team.

If they do, your best bet is a local community bank that funds these types of properties.Another option is a private lender but that money will be pretty expensive, as mentioned 10%  + 

@Nate MarroquinYou're in a great position to house hack before your income increases, and you have multiple financing options to make it work.

I know about some financing options that i could use and need to learn more about my local market just am scared of risk!

DM if is you want to talk other options.

I assume mountain towns are my only option for cooler in the summer without humidity.