Since the Treasury Secretary said they looked at the fraud components of this program, I'm assuming there will be some sort of political litmus test as a part of this process.In regards to people overinflating numbers, this is a loan document and if they are lying, they are committing bank fraud, which I'm sure the criminals will be doing.

However, I do already have credit reports, bank account balances, criminal history, etc.  

This is especially true with the tenant friendly laws in Chicago and Cook County which the following pertains to:In your apartment advertisement, don't include any criminal background qualifications/exclusions. 

Background checks, that's the beauty of listing on FB is you can check out their FB profile & if they have a picture of themselves smoking a bong you can easily skip past that person; if all else fails I know a guy who's wife is a PI and she can run a background check on someone for me for like $20 (it doesn't hurt that she used to work for the state's Department of Criminal Investigation).

Part 1 of 5: What is a Deductible Buy-Down ProgramDeductible Buy-Down programs are insurance policies a business/real estate investor can implement in their protection plan to lower the amount of deductible they have to pay when there is a claim made.These are policies which are in addition to the normal coverage plan (property, liability, auto, umbrella, cyber, etc.)Part 2 of 5: How Buy-Down Programs WorkThey are one of many ways a person/business can implement alternative insurance protection.Buy-Downs are added to protection plans to lower out of pocket expenses for the insured at the time of loss (a claim)Example of how a Buy-Down program works:You have a commercial property portfolio.Its insurance policy has a deductible and a premium.

Now there are a lot of scammers and criminals in the world who, through certain organizations, can kidnap people or something else. 

Hello, Is there a website for criminal/eviction check for the landlord to use?

You're not just potentially on the hook monetary wise, but you could find yourself criminally charged. 

(As opposed to criminal cases where a much higher ‘beyond a reasonable doubt’ is the proof required).

., and it''s the state Real Estate Board that can remove an agent's license or issue other penalties, or state legal authorities that cover criminal prosecution if an agent breaks the law.