You represent a payday of less than 1% to these people.

People invest to make a money on their return.There are normally two cash-inflow opportunities real estate investors receive.A) On a monthly basis through rental incomeB) At the time of saleIf you are not getting money on a monthly basis, you are likely banking on the opportunity that there will be a big-pay day at the time of sale.As an investor, I normally try to get both a cash flowing property that also has an opportunity to appreciate.My target is 8% cash on cash and 4% appreciation which equals 12%Best of luck.

But, there are many cases where, depending on the person, I have said, 'hold onto the rent money and fix your car, then catch up with me next payday.

It would be different if she was talking about six figure credit card or multiple pay-day loans. 

@Tommy C.If the investors have no upside then it doesn’t make sense for them and they are better off as debt partnersAfter five years you should either sell the building or refinance and give them profitsA deal like this would give the investors 60-80% of the profits as well on the back end.The sponsor who has limited money gets fees during the years but gets a portion of the payday, not all of it

I would never personally owner finance a property to someone and not hold the note, but she was willing to risk it because of my track record and the potentially larger payday. 

Now, I only do deals where there is a reason for me to be involved and that reason is a big pay day now or monthly cash flow and a big pay day down the road.

"I have three credit cards, and I took out three cash advances and went to a payday loans place and bought five $800 loans.

Get ready to see me turn $127,300 into a fat $150,000 payday!

We know people get outraged about it but for some the alternative is losing their house(Although as in this and many cases only postpones it)Reminds me of the Payday loans here in Texas.