Prorate move in, due on 1st, late on 5th, etc. for everyone.It does add a rush at the beginning of the month, but we heavily/require push auto-pay so it's not as much of an issue with each passing month.

Peter,The companies base their rates on the expected claims for the Line of business (type of policy ie. auto, home, ...).

The affect over time is an encouraging one and it takes some good patience.I'd say a hard "no" to the truck . . . the interest rates on an auto loan is currently less than on an equity loan, so there's no benefit that I can see to choosing the more complex route of using a home equity loan to purchase one.

I don't qualify for a home loan because frankly, I don't qualify for an auto loan without a cosigner right now, if at all for some banks.

  $125,000 - $40,000 = $85,000 less realtor fees to sell it, and will a lender finance it in it's present condition.Also, those pier and beams go out of wack all the time and maybe just adjusting them will fix it.Some of the older homes are jacked up with all kinds of automobile junk yard scissor jacks and Auto Zone bottle jacks, piles of rocks, stacks of 2 x 4's on grade, wooden shingles, tar shingles, etc... vs proper peirs.So maybe one of the renters (or one of their friends) crawled under there and removed the jacks to use on their car repair or sell at the pawn shop for beer money and now the floor bounces.Meaning get a 2nd opinion from a pier company (that's legit, has an office and a website, etc...) and have them confirm the ROT--if any.Because the floors do rot (sometimes) and also the piers go out of wack and sometimes also sometimes disappear into thin air--and no one knows what happened to them.Getting a 2nd opinion on if there is rot--with cell phone pics of it--would be smart--if none then adjust/replace the jacks.Good Luck!

However, you can automate most of it with the right software/checklists in place,    The majority of my work really consists of being responsive to questions on my phone when they come through (which isn't all that much if you get ahead of FAQ w/ auto-responses and drips).So with that said,  10% is too low because you must be responsive to 4-10 new guests every month.   

The CR top recommendation (in 2021) for the Synology 2600 is not wrong: it’s rock solid, auto-updates, and remote manages, but it’s on the pricier end and has more bells and whistles than most owners will ever need.

Land Lording on Auto Pilot by Mike Butler4. 

David’s goal was to quit his job as an auto industry engineer by buying vacation cabins in Gatlinburg.

I found Quicken easy to use and some of the features like auto fill made it actually fun to use.