E5 or higher?  

Missed evictions - tbh I'd just underwrite a little bit higher vacancy than what people are telling you if you're concerned about it.

Contrary to popular belief, this is not set because I believe it will give me a higher return.

I know your cost of living May be higher than mine was (I live in Virginia), but the skills you develop from this will be extremely useful in many ways. 

Also the tenants job turnover seems to be much higher. 

Flipping has the potential for far higher annualized returns, but comes with all of the construction risk and reinvestment risk to get the next one. 

The policy consideration behind the higher leveraged loans is to provide financing for individuals who have high earning potential and are at the start of their career where the earning potential has not yet materialized and perhaps are dealing with the added burden of student loans.

I typically recommend that community for people that plan to use it personally and can justify the higher HOA costs and membership fees.

A couple options… 1) Coast as is until March for better selling season, more buyers, higher price. 2) Raise the rent at least half way to market.

Your rates will be higher wih no experience3.