Needless to say I no longer make guests pay for worthless polices that do not help me or them  (Just increase your rental by the $59 and put it in the bank to cover unexpected damage(s).

I was on the HOA board of a luxury building in San Francisco and you would be surprised at how many people will let their dogs pop and pee in the common areas (killing very expensive plantings).

Flips - especially your first few - can be somewhat dangerous if you misjudge your expenses or run into unexpected expenses.  

sounds like the do hardmoney model and from the same neck of the woods.. would not be surprised if it was the same actors or an off shoot of them 

This is surprising given the fact that it is one of Astoria’s most densely populated areas.

I am surprised it took you almost 20 minutes, though. 

Before proceeding, ensure you have a comfortable cash reserve for unexpected property expenses and maintenance.Property Management: Decide whether you want to manage the property yourself or hire a property management company.

After a month of staying in the unit, the Tenant calls me to tell me that they need to break the lease because he has to relocate unexpectedly.

Surprised you cannot get an answer.

A few things to consider when starting out:1) Be sure you have liquidity for the down payment, but also a healthy reserve account, since unexpected costs will come up while owning real estate.