Also is he referring to consumer debt (credit cards, payday loans etc..).

There is a 0.0% chance I'm switching to their credit card pitching app.

Tenant keeps a bank account and credit card on file with Obligo, and they authorize Obligo to withdraw money up to a certain dollar amount.

I know debt to ratio is a little high, but even when credit cards are paid off we still can't seem to get approved.. 

There are pros and cons to areas in any geography: schools, access to transportation / highways / freeways, location of the home in relation to work and a whole lot more. 

All expenses must be paid from retirement funds. ( You can't use any personal funds or credit cards to pay bills on the rental). 

@Dan PaneaAt the bare minimum, you should do the following to make your bookkeeping easier:1 Dedicate one checking account and credit card exclusively to real estate.

     The Lehigh valley area has had enormous growth --the largest area in the US for warehousing and transportation--largest growth in Jobs from all the warehouse which makes this a great are for rentals.  

Nowadays when I go to meetups I don't bring business cards because once they hear I'm a builder they swarm around me asking me 100s of questions.

I've done over 25 unit renovations with credit cards.