We're seeing a lot of lenders come online with creative DSCR and no ratio solutions..there are even investment property HELOC's that use rental income to qualify.

By prioritizing open dialogue, seeking expert advice, and focusing on equitable solutions, you can navigate the partnership dissolution with minimal friction, respecting each other's contributions while safeguarding your financial interests.Hope this helps!

Be polite and focus on finding a solution that works for both parties.If the noise continues, you may need to follow up with a more formal approach.

There's a solution for that original problem if someone else comes across this.Now though, for your $89k problem.

Finding a lender with either a creative solution or lower rates seem to be key here.

Check in with @Joseph Chiofalo for help with structuring and investment loan solutions.

Consult with a mortgage broker or lender to determine the best financing solution for your investment goals and financial situation.Property selection: Look for properties that have the potential for value-add improvements, such as cosmetic upgrades, energy-efficient upgrades, or additional amenities.

However, deeds-in-lieu have some risks that the borrower could later challenge the transfer.Flexibility to work out solutions: Major bridge lenders emphasize their flexibility and creativity to structure deals around a borrower's unique needs.

You may need to get a partner or come up with a more creative lending solution.

We are now seeking advice on how to protect our assets while owning the properties in our own names, without incurring excessive costs that could lead to negative cash flow.We are open to exploring creative solutions that strike a balance between asset protection and financial stability.