Quote from @Gregory Schwartz: I just read this article from Redfin (Housing Market Predictions for 2025) that predicts mortgage rates will stay at 6.85% in 2025.That seems like one of the few predictions saying rates will stay that high.

Smart idea staying flexible in this environment.

Staying focused can help maximize your time on the platform.Feel free to reach out if you have questions or want to dive deeper into any topics.

In those cases, the main criteria we add to our lease is that everyone that comes to stay there must be subject to a background check paid by the company.

Some of them have phone numbers as well, but pretty much all of them are marked as Do Not Contact.Does this seem like an effective track to stay on?

It is my understanding that if you do this the terms of the loan stay the same.

If you are still willing to stay in the same unit as your brother you can get a 2-4 unit building, rent out the other units and still rent a bedroom within your unit to your brother for extra income.

Here're some articles to help guide you further:https://www.biggerpockets.com/member-blogs/10850/76728-questions-to-ask-a-syndicatorhttps://www.biggerpockets.com/member-blogs/10850/74883-where-to-begin-when-it-comes-to-passive-real-estate-investinghttps://www.biggerpockets.com/member-blogs/10850/86626-the-pros-and-cons-of-investing-via-real-estate-syndication

I also just use word processing to create a guide book. 3 ring binder with sheet protectors.I put in all sorts of things like local menus, maps to cool places etc.

That is the best case scenario, of course sometimes you get lied to and stalled, that's why it is important to always emply a double strategy and stay a step ahead.