I apologize if any of my irritation over the opaqueness of that detail was poorly received.

After independence, the country was underpopulated and homesteading was prevalent - or else land was just taken from the indians etc. there are many advantages to having skin in the game.

Without an option, you have no skin in the game.  

That makes sense and I understand not wanting to go through all of that trouble without some skin in the game so to speak.

Find an agent with thick skin, and expect them to complain about every offer you want to make anyway.My experience has been that about 90% of asking prices are way too high for investors, but make offers anyway.

I didn't get one minute of sleep last night because I had an idea about how a seller could finance my "skin in the game".

So you know they have skin in the game and don't have any incentive to skimp out on the due diligence (which appears to be the case on some other platforms).

Excellent credit and skin in the game are required. 

Sam,He is referring to the Internal Rate of Return (IRR). Its

So I imagine the irritation a buyer or seller would be having....yikers.