Most agents in my market have seen a noticeable decline in activity that really started in Q4 of 2023.

How do I proceed with letting the other nine know they have been declined.

DSCR can be a great product.

The product is available but the rate isn't pretty.Happy to connect!

Pros: diversification, stronger local economies in other metros/states, better price points and variety of products. 

Most here on BP that buy NPL's like myself only invest in the US as we see plenty of product here in the US and can make good money doing it, so its not worth the risk to venture overseas in other country to learn all the nuances, laws and rebuilding all brand new relationships.

Finisar I believe is some kind of apple product assembler....they had moved the plant to Malaysia about 5-6 years ago, but recently moved it back, another local hospital Wilson-Jones in Sherman, two colleges Austin College is 4 year and has a couple of Master programs. 

Buyer beware.Sales people will tell you you’re getting a product and service that you’re not. 6 months in and it’s still broken with no resolve, and they want to charge you to fix the bugs.

I know one thoughts are “I can sell it for more” but that increases the risk as well because if I had a $250k loan on a $225k property and values continued to decline and the mortgage is in someone else’s name - I would be like “ok let me hand the deed back and walk away and go ahead and sue me…

This seems to be true whether it's CA, TX, AZ or OH - IN or GA.Apparently wholesaling isn't as easy as everybody thinks and are willing to pay big bucks to "learn".Obviously the decline has hit the information provider's customer base that they sell information to, and hurt their bottom line.