I did some preliminary research and believe the requirements would be good to maintain currently zoning regulations from a frontage/sqft perspective.

If I was a wagering-man and such things could be reasonably quantified I would guess the price is close to 103% of UPB.  

I'd wager your rehab numbers are low.  

That way you will get a preliminary report that might alert you to other liens hiding out there.

How does one get past Angel / Preliminary Venture capital when they say send a email for doing so would disclose prioritory info needing an NDA?

Just doing preliminary market research at this time as I plan to buy that property next year, in the spring. 

If you don't care, just skip the next paragraph and read my preliminary analysis of the deal that I need help on.This morning I was searching Duplex FSBO's on Zillow and I found one in Chambersburg that I liked, so I called up the owner.

They'll tell you the current zone and the future zone if the preliminary maps aren't out yet.  

Had a preliminary discussion with a small local bank and they are suggesting I take a business loan with 15 year adjustable rate.  

Source of funds, lien and preliminary title work, etc., all taken care of in advance.