I'm guilty of sitting at my desk more searching through emails sent from wholesalers. 

I'm a newbie and may be guilty of posting and not responding to posts as much.

And I am guilty of that for sure as well. we all want to protect others.But in this instance and you don't see me RA RA ing on BP.. but this is a for real company.Whether the numbers work on the deals is another thing. 

Bernie Madoff,  Enron, etc. etc. weren't at fault: it was the investors who were the true guilty party.Also, I would suggest that as a crowdfunding portal owner, you may not have the most neutral opinion on the subject. 

How can you be guilty of failing to remedy a situation you were not aware of?

I had just received the 3rd phone call from a very pregnant wife pleading with me, “babe, when you coming home?

The house is occupied by the owner (among others).He might be guilty of some kind of code violation or something, but not in violation of the terms of the mortgage.

In the event of a dispute the EM can get inter pleaded into a court of law.

He proceeds to name the multiple guilty parties and practices which created the crisis.

I made a few mistakes as I felt guilty that I was not around to help so was more than accommodating for additional perks (pest service contract, allowed reimbursement for spoil food when refrigerator has issues, professional carpet cleaning at lease renewal and a few more).