Luckily 30 mins away so could go.

Many of the higher priced options offer stronger networks than they do coaching, so you're really paying for the network more than you are anything else.It sounds like you already have some knowledge of real estate from your past experience. 

If so I'd do the min amount to put down.Remember when you do re-fi the taxes change for SC properties as an investment property. 

Definitely a good way to look at this, I have not done this in the past and had to pay for it!

Quote from @Min Zhang: Welcome to BP David! 

At a high level, this is generally the path people take - we see a lot of people have success in this route - start building the portfolio with banks, low down payments, and then **generally** when you hit around 5 or so properties - it starts to make sense to switch over to LLCs, its too hard to qualify/deal with paperwork of banks and switch towards private lenders like DSCR Loans - (LLC friendly, easier) to scale past 5 or so.

Especially if the house is in a bad shape, some don't have the vision to go past that and they are giving you a lower ARV.

I recently attended Note Expo 2022 this past weekend. 

Well-intended, no doubt, but you might consider running some of these ideas past a good lending attorney.

I've been saving up for a property for the past few years, so I may be getting too eager and jumping the gun.