In return for excellent service I'll be offering repeat business and I'll happily provide referrals to my existing investor network for those top performers. 

I will start from the offer stage. 

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Our ability to offer cash and close quickly gave us an edge, allowing us to secure the property under market value and position it for a seamless resale.

Your Own AccountEmployers usually pick the default HSA provider, but you can open one anywhere that offers a brokerage option.

But, it may not offer the ROI as other locales, and it may not be "fun" like buying in a favorite vacation spot.2 - The highest ROI folks - Self explanatory, will go where ROI is high and/or regulation low.3 - The second home/retirement minded - These people are looking for minimal ROI but want the house in a specific location because they like to use the property and want it to pay for itself.

The seller and their agent hopefully did a good job communicating with that tenant to set expectations.

Cities like Cleveland offer affordable properties, strong rental demand, and solid cash flow potential.

It’s great to be trusted with others hard earned capital but I only accept that responsibility because I KNOW I can do the job - that I have done the job over the years. 

Your offer should be based on your DD and modeling the deal following your investment thesis.