Use this rating and classification system I have created over time to get an idea of the "Class" for the area - A class B class & so onHere is my rating & classification for each livability score.80 and above A+78/79 A76/77 A-74/75 B+72/73 B70/71 B-68/69 C+66/67 C64/65 C-60/63 D59 and below F

I also call the local court system to see if anything is flagged on file. 

The windows, roof, electricals, plumbing systems, and gas lines all need major upgrade to bring the property up to date. 

Use this rating and classification system I have created over time to get an idea of the "Class" for the area - A class B class & so onHere is my rating & classification for each livability score.80 and above A+78/79 A76/77 A-74/75 B+72/73 B70/71 B-68/69 C+66/67 C64/65 C-60/63 D59 and below F

The system was set up to allow those claims to go through, and with the right legal help, insurance companies would often settle to avoid going to court.

I use the systems to create list for my marketing campaign.

There is typically a tiering system that we use as lenders to tier your experience and also look at your credit. 

- **Addressing the Cesspool**: Since the cesspool is a known issue, consider including some language in your listing that reassures buyers this is normal for the area, and perhaps offer to cover some closing costs or provide a credit toward upgrading the system if necessary

DU and LPA are automated underwriting systems (AUS) is used to assess mortgage applicants' eligibility.

Im sorry I do not have experience with any system like this so I cannot say which would work better, I see merit on all of the options.