I essentially asked my insurance company how am I able to discern what percentage a breed makes up of a dog.

Being out of state, you will want an agent who has good relationships with reliable inspectors, title companies, contractors, property managers, lenders, wholesalers, insurance agents, other RE agents, etc.

@Aria SahaSave your $ and don’t transfer to LLC just get an insurance policy with umbrella policy

Insured.  

Any recommended providers I should run quotes through for homeowners insurance?

Whether it's Airbnb, VRBO, FF, Zillow, FB, direct booking website, insurance relocation portals, databases from MTR operators who get a lot of insurance/corporate leads, CHBO, etc.The MTR space is still quite young, unlike STR. 

It's a declining biz model.....the city is trying to crack down on them, and insurance co.s are pushing back on the testing charges (which is where the profit is).

It’s looking like this will cash flow neg just with est mortgage payments plus insurance and taxes of $1100ish (after renovation), property management of $120.

I'm hiring a property manager and the management contract requires a waiver of subrogation in favor of the property manager. I think I can get a policy online with the other requirements, but this waiver seems to be m...

The direct booking capabilities offer a choice between charging hosts 1% or 7% of a direct booking, with the primary difference being payment processing and insurance policies.