@Brian Rocha It’s clear why most lenders insist on including rehab funds in the loan, and all of our partner banks follow this practice for fix-and-flip loans to minimize risk and meet securitization standards.

yes, you could use the HELOC as a down payment on a hard money loan, and then the hard money loan for the rest.  

The caveat is that until the loan is paid back, you must put it in LT rental at capped rents.

Not only will lenders be effected, but borrower credit, business loans, inventory, and auto credit will suffer when those effected have to relocate, find long term replacement housing and their livelihoods and income are destroyed.

I was told by Wagner that the builder is trying to refinance the construction loan as the cost of construction has increased. 

Since you will be renting it out you should get a conventional loan.

is so what lender did you use that provide non recourse loan?

If you find an investor to buy them, send them my way for the loan.

So the though Hey I have an 800 fico and I should get a loan does not work.

Two things I remember that probably don't happen today: -First property was a no-doc loan, technically low doc because you still had to provide information but with 30%+ down pretty much anything you wanted was yours.