If I could stand the frozen North I think would like this deal.I would probably go with the owner financing to give me more flexibility.

another 6 inches & more frozen pipes...

If they have already filed for divorce, their assets and accounts are frozen and under review by the attorneys.

I am in the frozen north so if it breaks it’s likely an emergency repair.

Almost always the "broken" ice maker is a frozen line.  

You know the heat and air systems are constantly running even when the place is vacant to control humidity and/or reduce thermal expansion and contraction of inside elements (and avoiding frozen pipes in Wisconsin!). 

Cory,I grew up just a little south of you in Harrisonburg, VA, but now I'm living in the frozen tundra of Minnesota.

Ice is a PITA and doesn't keep things very frozen for a long time.This might be a better solution:https://www.homedepot.com/b/Appliances-Freezers-Chest-Freezers/3-4/N-5yc1vZc3nrZ2bctj6?

I like this strategy because it's so flexible, and you only pay interest on the money you actually use.heloc's are a great tool as stated. although do keep in mind this is not fixed term financing.. they can be frozen and called at the lenders sole discretion.. and this happens if things get wonky in an area's real estate market. 

What they don't want today may be appealing next week when the pipes are frozen.