Hello Everyone,I was talking to an investor in regards to financing and his suggestion was to get a 500k loan to put towards all current debt, but wasn't sure all the factors that may be implicated with going this route.My current portfolio has 2 properties (1 LTR, 1 MTR = 370k), and current debts: HELOC at 54k and a vehicle at 40k. 

Honestly, the proper strategy at this moment would depend on a few factors that would be a bit difficult to get into on this board.

Most commodities and markets are efficient, which means nothing good lasts forever.

Listened to @Dave Meyer's great interview with @James Dainard this week and it's got me thinking about zoning. I've always found zoning fascinating. Personally I have thought buying in mixed use zoning could be an int...

I don't think your mortgage factors in at all. 

That will give you a better idea of your true interest rate factoring the closing fees. 

Deciding whether to hire a property manager depends on several factors, including:Your Availability: Do you have the time to manage tenants, maintenance, and legal issues on top of your existing responsibilities?

If you’re looking to scale quickly, this could become a limiting factor.

I'm wondering how a lender factors these rental properties in to my ability to get a  personal HELOC? 

If there is a unknown factor of what is to be done, they have to gauge their risk...and they help off set that risk by asking for more.