I'm getting asked constantly about different neighborhoods and cities in Cleveland so I decided to make the most up-to-date graded map of Cleveland to serve as your ultimate investment guide.

How long it takes to be financially ready is different for everyone.

The numbers I use for an STR and long term are different so I would probably analyze them separately and then put it all together.

I believe in five years life will look differently. 

Instead:401(k) loans: They’re low-interest, and you’re paying yourself back.Roth rollovers If you can afford the taxes now, this gives future flexibility.Creative financing: I’ve seen clients leverage partnerships or seller financing to limit retirement fund withdrawals.One thing to consider: real estate markets today are vastly different from a decade ago.. so opportunities may require extra creativity.Have you looked into specific deals yet?

But there is a difference between how a real loan officer will speak to you and how someone trying to pretend to be a loan officer will speak to you.FEES YOU CAN EXPECTAppraisal - this is not on the bank and it does not belong to the bank. 

I had more than one title claim because a title examiner wasn't aware of the difference between a foreclosure and a DIL.

There is some additional information that wasn't mentioned in your post above which sheds a different light on the situation.  1.

I already rent and live in apartment units - which wouldn't be that different living in one of the units in a 4plex.

In that case you need to pay the difference.